When Lacoya Kendrick  filed bankruptcy a decade ago, she had $95,000 in debt, including $36,420 in credit card debt. Her credit score was somewhere in the 500s.

After getting most of her debt removed in bankruptcy, she was left with a $7,000 car loan and $51,000 in student loans. With proper restoration, tips and education from the Clever Credit team, her score was in the high 600s just 18 months after bankruptcy.

Even after filing bankruptcy, she and her new husband bought a house, dispelling the myth that bankruptcy prevents homeownership.

The lesson

Bankruptcy is often portrayed as a kiss of death for homeownership and good credit. We are here to help get it removed!