Here are some examples that could be considered breaching the peace during a car repossession:
– The repo agent shouts, uses profanity, or makes threats towards the owner to try to get them to cooperate. This can be seen as verbally abusive.
– The agent tries to physically block the owner from getting back into their car or tries to physically restrain them from stopping the repo. Getting physical is breach of peace.
– The agent ignores no trespassing signs or breaks gates/locks to get onto private property to take the car. This is trespassing.
– The owner clearly voices objection to the repossession, but the agent forcibly takes it anyway against their will in a public place. Ignoring objections could breach peace.
– The agent falsely claims they have legal authority to enter the owner’s home or garage to get keys or access the vehicle when they do not. Misrepresenting rights is not lawful.
– The owner’s children are visibly upset and crying when their car is getting repossessed over the owner’s objections. Causing emotional distress to kids breaches peace.
– The agent tows the car away while the owner is still inside it protesting the repo. Towing it with the owner inside is highly illegal.
– The owner is able to show proof of payments made on the car, but the agent repossesses it anyway without verifying. Wrongful repossession breaches the peace.
– The police are called to intervene when the owner objects or the agent acts aggressively. Police presence means peace was disturbed.